Upstart

79 live roles

Upstart’s Unsecured Lending organization is building the first-line risk and control infrastructure that will support the next stage of growth across products. The team helps ensure unsecured lending products operate with clear governance, durable controls, high-quality execution, and readiness for bank partner and regulatory review. Asset Quality & Model Oversight monitors portfolio-wide trends across loan salability, asset quality, and model performance. The team tracks results against investor and bank partner thresholds, interprets model execution patterns across secured lending channels, and escalates systemic findings before they become repurchase events, partner concerns, or examination issues. As an Portfolio Quality & Loan Salability Analyst at Upstart, you will support the day-to-day execution of this function by conducting loan-level reviews, organizing portfolio and model performance data, maintaining tracking tools, documenting findings, and preparing reporting and governance deliverables. You will report to the Senior Manager, Asset Quality & Model Oversight and work closely with Credit Risk, Capital Markets, Model Risk Management, Operations, and other secured lending partners.